Material disclosure
Material disclosure
APR Disclosure.
Some states have laws limiting the Annual Percentage Rate
(APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%,
and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no
limiting laws or loans from a bank not governed by state laws may have an even higher APR.
The APR is the rate at which your loan accrues interest and is based upon the amount, cost
and term of your loan, repayment amounts and timing of payments. Lenders are legally
required to show you the APR and other terms of your loan before you execute a loan
agreement. APR rates are subject to change.
Material Disclosure.
The operator of this website is not a lender, loan
broker or agent for any lender or loan broker. We are an advertising referral service to
qualified participating lenders that may be able to provide amounts between $100 and $1,000
for cash advance loans and up to $5000 for installment loans. Not all lenders can provide
these amounts and there is no guarantee that you will be accepted by an independent,
participating lender. This service does not constitute an offer or solicitation for loan
products which are prohibited by any state law. This is not a solicitation for a particular
loan and is not an offer to lend. We do not endorse or charge you for any service or
product. Any compensation received is paid by participating lenders and only for advertising
services provided. This service and offer are void where prohibited. We do not control and
are not responsible for the actions of any lender. We do not have access to the full terms
of your loan, including APR. For details, questions or concerns regarding your loan please
contact your lender directly. Only your lender can provide you with information about your
specific loan terms, their current rates and charges, renewal, payments and the implications
for non-payment or skipped payments. The registration information submitted by you on this
website will be shared with one or more participating lenders. You are under no obligation
to use our service to initiate contact with a lender, apply for credit or any loan product,
or accept a loan from a participating lender. Cash transfer times and repayment terms vary
between lenders. Repayment terms may be regulated by state and local laws. Some faxing may
be required. Be sure to review our FAQs for additional information on issues such as credit
and late payment implications. These disclosures are provided to you for information
purposes only and should not be considered legal advice. Use of this service is subject to
this site’s Terms of Use and Privacy Policy.
Exclusions.
Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications.
The operator of this website does not make any credit
decisions. Independent, participating lenders that you might be matched with may perform
credit checks with credit reporting bureaus or obtain consumer reports, typically through
alternative providers to determine credit worthiness, credit standing and/or credit
capacity. By submitting your information, you agree to allow participating lenders to verify
your information and check your credit. Loans provided by independent, participating lenders
in our network are designed to provide cash to you to be repaid within a short amount of
time. The short-term loans are not a solution for long-term debt and credit difficulties.
Only borrow an amount that can be repaid on the date of your next pay period. Consider
seeking professional advice regarding your financial needs, risks and alternatives to
short-term loans. Late Payments of loans may result in additional fees or collection
activities, or both. Each lender has their own terms and conditions, please review their
policies for further information. Nonpayment of credit could result in collection
activities. Each lender has their own terms and conditions, please review their policies for
further information. Every lender has its own renewal policy, which may differ from lender
to lender. Please review your lender’s renewal policy.
